Financing for the equipment that runs your business.
From semi trucks and excavators to imaging systems and CNC machines, Finexa provides equipment financing for businesses in every industry. One simple application, quick decisions, and terms up to 84 months.
What would my equipment cost a month?
$0
For illustration only. Actual rates and terms depend on credit, time in business, equipment type and approval.
Built around how your business earns.
Every industry
Transportation, construction, healthcare, manufacturing, agriculture and more. If your business uses it to earn revenue, we can help you finance it.
Structured for cash flow
Terms up to 84 months, with payments sized to fit how and when your business gets paid.
A person, not a call center
Nine years in equipment finance. You work with one point of contact who knows your equipment and your industry.
How it works
Apply in minutes
Tell us about your business and the equipment you need. Basic info is enough to start.
Quick review
We review your application and follow up with any questions, often the same day.
Approval and terms
You get clear terms: amount, rate, down payment, term and monthly payment.
Funding
Documents are signed, your vendor is paid, and the equipment goes to work.
Ready for your next piece of equipment?
Start your applicationWhat we finance
Equipment finance agreements for new and used commercial equipment, structured around how your business runs.
Trucks & trailers
Semi trucks, day cabs, box trucks, dry vans, reefers, flatbeds and step decks.
Heavy equipment
Excavators, loaders, dozers, skid steers, backhoes, cranes and dump trucks.
Medical & dental
Imaging systems, ultrasound, lab and diagnostic equipment, dental chairs and practice build-outs.
Machinery
CNC machines, presses, fabrication and packaging lines, forklifts and warehouse equipment.
Farm equipment
Tractors, combines, implements, irrigation and grain handling.
Specialty trucks
Tow trucks, roll-offs, refuse, utility and service bodies.
Restaurant equipment
Commercial kitchens, refrigeration, food trucks and bakery equipment.
Technology & more
Servers, phone systems, printing, fitness, salon and other commercial equipment.
Don't see your equipment? If it's commercial equipment your business needs, we'll finance it. Ask us.
Programs by business profile
Rates and terms depend on time in business, credit and the equipment. We structure each deal to fit.
Established businesses
Five or more years in business with solid credit: our strongest rates, lower down payments and the longest terms.
Growing businesses
A few years of history and ready to add capacity, replace older equipment or take on bigger jobs.
Fleets & multi-unit buyers
Volume purchases and replacement cycles, with one point of contact for every unit.
- Business name, EIN and years in business
- Owner contact details for a credit review
- Equipment details: vendor quote or invoice, year, make and model
- Recent bank statements (usually the last 3 months)
- Proof of insurance or your agent's contact
- For transportation: USDOT and MC numbers
Equipment financing, built on experience
"Every piece of equipment we finance is somebody's business. We treat the deal that way."
John Balta, Founder
Finexa Business LLC provides commercial equipment financing from Burr Ridge, Illinois. Founder John Balta has spent nine years in equipment finance, starting in transportation, financing semi trucks and trailers for owner-operators and fleets.
Today Finexa finances equipment for businesses across industries: construction, healthcare, manufacturing, agriculture, food service and more.
We work directly with business owners. You have one point of contact from application to funding, and straight answers at every step.
How we work
Straight answers
If a deal won't work, we tell you why and what would change it.
Your information, protected
We use your information only to review and fund your request.
One point of contact
No call centers. You know who's working your deal.
Grow with Finexa
We work with equipment dealers, vendors and referral partners in every industry.
Close more deals
Offer your customers financing at the point of sale. We work deals quickly and keep you updated through funding.
Make it easier to buy
Give buyers a simple way to finance your equipment, from a single unit to a full build-out.
Insurance agents, CPAs, consultants
Your clients need equipment. Refer them to a team that treats them well and keeps you in the loop.
Let's talk about a partnership
Contact usTalk to Finexa
Questions about financing, or a dealer, vendor or referral inquiry? Send us a message. Ready to finance your equipment? Apply online.
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